5 Myth of Credit Card that could lower your credit score
Have you been afraid using credit card due to some saying that might bring harm to your credit score?
Myth #1: I’m not planning to get a new loan or credit card anytime soon, so whatever is happening with my credit report or credit score doesn’t matter.
Myth #2: Using cash or debit cards for everything is the best way to boost my credit score.
Myth #3: Shopping around for the best interest rate will hurt my credit score.
Myth #4: Closing credit card accounts will help my credit score.
Myth #5: My income, bank accounts and investments impact my credit score.
